Borrow smarter.
Move sooner.
Check a personalised rate in around two minutes without impacting your credit score, then complete your application online when you’re ready.
Getting an estimated rate does not constitute loan approval. All applications are subject to AUD lender’s lending and approval criteria.
See what repayments could look like
*No lender fees apply to new AUD lender unsecured personal loans. Comparison rates are based on the examples published by AUD lender and may differ for different terms or amounts. Calculator figures are estimates only.
Clear numbers. Flexible purpose. Less friction.
One straightforward unsecured personal loan for everyday goals, bigger plans and unexpected costs.
A loan that fits the reason, not the other way around.
Borrow $5,000 to $50,000 for eligible personal, domestic or household purposes.
Plan the repayment before the application.
Use the current unsecured personal-loan range to explore an indicative repayment. Your personalised rate may differ after assessment.
Know what your scheduled repayment is across the agreed term.
Extra repayments or early payout do not attract a lender fee.
Choose a repayment frequency that fits your pay cycle.
Calculator results are indicative only and do not constitute an offer of credit. *Published comparison rates for unsecured personal loans range from 5.95% p.a. to 26.95% p.a. and are based on a $30,000 loan over 5 years. Your final rate may differ after assessment.
Three steps. All online.
Check your rate
See a personalised rate in around two minutes without affecting your credit score.
Apply online
Complete your application securely and receive a fast response.
Access funds
Once approved and all conditions are met, funds are typically available within 24–48 hours.
Your information deserves bank-grade care, without the bank experience.
AUD lender is ISO 27001 certified and follows recognised information-security requirements designed to safeguard personal information.
Common questions
Will checking my rate affect my credit score?
No. AUD lender states that you can check a personalised rate in around two minutes without impacting your credit score. A later loan application may involve credit checks as part of assessment.
How much can I borrow?
An unsecured AUD lender personal loan is available from $5,000 to $50,000, subject to lending and approval criteria.
What are the fees?
AUD lender states that new secured and unsecured personal loans have no lender fees, including no application, monthly or early termination fees. Third-party enforcement or recovery costs may apply following a breach.
How long can I take to repay it?
Loan terms range from 18 months to 7 years. Some product criteria can affect the available term.
How quickly can funds arrive?
AUD lender states that, once approved, funds are typically available within 24–48 hours.